Finance, Credit, Investments - Economical Categories

Scientific functions in the theories of finances plus credit, according to the specification in the research object, are characterized to become many-sided and many-leveled.

The meaning of wholeness from the economical contact formed in the particular process of formation, distribution and usage of finances, as money sources is extensively spread. For illustration, in "the basic theory of finances" you will discover two meanings of finances:

1) "... Finances echo economical relations, creation from the funds of money sources, within the process of distribution and partage of national invoices according to the distribution plus usage". This description has relatively in order to the conditions involving Capitalism, when cash-commodity relations gain widespread character;

2) "Finances represent the formation of centralized ad decentralized money sources, inexpensive relations relatively using the distribution and even usage, which assist for fulfillment from the state functions and even obligations and also provision of typically the conditions in the widened further production". This kind of definition is introduced without showing typically the environment of its action. We share partly such reason of finances in addition to think expedient to be able to make some standards.

First, finances conquer the bounds regarding distribution and répartition service of the nationwide income, though it is a basic foundation of finances. Furthermore, formation and utilization of the depreciation fund that is the part of financial domain, belongs not necessarily to the circulation and redistribution regarding the national revenue (of newly produced value during a year), but to the distribution of already developed value.

This latest first seems to be the part of value of main industrial money, later it is definitely moved to the expense price of an all sety product (that would be to the value too) after its understanding, in fact it is set the particular depression fund. Its source is consumed into account in advance as a depressive disorder kind in typically the consistence of the all set products price range.

Second, main goal regarding finances is much wider then "fulfillment in the state functions and obligations in addition to provision of situations to the widened even more production". Finances can be found within the state degree and also on the particular manufactures and branches' level too, and in such problems, when the most area of the manufactures are usually not state.

Sixth v. M. Rodionova has a different location about this issue: "real formation of the financial resources starts on the level of distribution, when the value is realized and concrete affordable forms of typically the realized value are separated from the particular consistence of the profit". V. M. Rodionova makes an emphasis of finances, since distributing relations, whenever D. S. Moliakov underlines industrial base of finances.

Even though both of them give quite establish discussion of finances, as a method of formation, distribution and use of typically the funds of money resources, that comes out involving the following meaning of the finances: "financial cash relations, which forms in the particular process of circulation and redistribution of the partial value of the national prosperity and total interpersonal product, is related to the subjects of the economy and even formation and consumption of the express cash incomes in addition to savings in typically the widened further generation, in the materials stimulation of typically the workers for pleasure with the society sociable and other requests".

Tax revenue Throughout the manuals of the political overall economy we meet together with the following definitions associated with finances:

"Finances involving the socialistic condition represent economical (cash) relations, with the aid of which, in the approach of planned supply of the earnings and savings the funds of cash options for the express and socialistic companies are formed regarding guaranteeing the expansion of the production, increasing the material in addition to cultural level of the people and then for satisfying other standard society requests".

"The system of development and usage of necessary funds of cash resources with regard to guarantying socialistic widened further production signify precisely the finances regarding the socialistic society. And the totality of economical relationships arisen between state, manufactures and companies, branches, regions and separate citizen based on the movement of money funds make economic relations".
As we've seen, definitions of finances made simply by financiers and personal economists never fluctuate greatly.